This 90-minute course offers real world strategies and methods designed for those age 60 and older who are preparing for retirement and want to know more about the Social Security retirement system.

Whether you’re single, married, divorced or widowed, there may be

ways to optimize the amount of lifetime, after-tax benefits you and your

family receive from Social Security. To do so successfully requires a

keen understanding of the Social Security retirement system and the

critical issues outlined below:

• How married couples can coordinate benefits to help enhance spousal

and survivor benefits

• How to claim a spousal benefit while earning delayed retirement credits

on your own benefit

• How, in the post bipartisan Budget Act era, “File and Suspend”, “Do

Over”, “Start, Stop, Restart” strategies work.

• How working after filing for benefits can eliminate eligibility to receive

a benefit payment before full retirement age and the taxability of your

benefit check.

• How claiming worker benefits early could permanently lower your

spousal benefit at full retirement age.

• Ways to avoid the dozens of planning traps buried in the nearly 3,000

filing rules of the Social Security retirement system.

CURRENT EVENTS WE WILL COVER

INCLUDE HOW COVID-19 WILL:

• Change the Social Security retirement system

• Permanently shift the way we access advice

• Make us more dependent on Social Security in retirement. COURSE WILL REVIEW THE

THIS COMPLIMENTARY COURSE WILL REVIEW THE

I YOU WILL LEARN:

• When you are first eligible to collect benefits and how the age at which you apply will affect the

monthly amount you receive.

• How current employment will impact your ability to collect benefits.

• How to coordinate Social Security benefits with pension and IRA assets on a tax-efficient basis.

• How savvy retirees have increased their annual Social Security benefits by as much as 110%.

• How cost-of-living-adjustments impact benefits.

• How spousal, survivor and divorced spouse benefits work.

• When to leverage strategies that will maximize your benefit while collecting from a former spouse.

• Ways to optimize your benefit while collecting a survivor benefit.

• The effect of remarriage on survivor benefits for widowed and divorced spouses.

• How to amend your current benefits election if you made a mistake